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The JPMorgan Chase Institute Data Asset Sample
27M Chase accounts from which a sample of 2.5M is taken.
100,000 people out of the 2.5 million sample were randomly selected and the following four types of information were analyzed:
Monthly Balances
For 27 months on all Chase consumer products: checking account, savings account, credit card, mortgage and home equity loans and auto loans
135M Transactions
Information on amount, day and time, zip code, merchant and channel
Credit Bureau Data
Estimate of monthly payments as well as current outstanding balances and delinquency statistics for credit cards, mortgages and other lines of credit
Individual Characteristics
On an entirely de-personalized sample: gender, age and zip code
Criteria used to select the 2.5 million accounts include:
- Checking account in October 2012 to December 2014
- At least $500 of deposits every month
- At least five outflow transactions every month
- Chase credit card in October 2012 to December 2014
© 2018 JPMorgan Chase & Co.
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Average out-of-pocket healthcare spending and burden by state in 2016
State |
Average out-of-pocket healthcare spending |
Percent change in spending (2015-2016) |
Average out-of-pocket healthcare burden |
Percentage point change in burden (2015-2016) |
Uninsurance rate in 20161 |
State Medicaid expansion status as of 2016 |
Average age |
Average estimated annual gross income2 |
Sample size |
1Source of uninsurance rate data: Enroll America’s Uninsured Estimates for Non-Elderly Adults (2013-2016) (Opens Overlay)
2Average estimated annual gross income reflects the annual pre-tax estimate of family income for each account holder ascertained by JPMorgan Chase using individual, third-party, and zip code-level data.
Source: JPMorgan Chase Institute
© 2018 JPMorgan Chase & Co.
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Average out-of-pocket healthcare spending and burden by county in 2016
County |
Average out-of-pocket healthcare spending |
Percent change in spending (2015-2016) |
Average out-of-pocket healthcare burden |
Percentage point change in burden (2015-2016) |
Uninsurance rate in 20161 |
State Medicaid expansion status as of 2016 |
Average age |
Average estimated annual gross income2 |
Sample size |
1Source of uninsurance rate data: Enroll America’s Uninsured Estimates for Non-Elderly Adults (2013-2016) (Opens Overlay)
2Average estimated annual gross income reflects the annual pre-tax estimate of family income for each account holder ascertained by JPMorgan Chase using individual, third-party, and zip code-level data.
Source: JPMorgan Chase Institute
© 2018 JPMorgan Chase & Co.
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Average out-of-pocket healthcare spending and burden by metro area in 2016
Metro area |
Average out-of-pocket healthcare spending |
Percent change in spending (2015-2016) |
Average out-of-pocket healthcare burden |
Percentage point change in burden (2015-2016) |
Average age |
Average estimated annual gross income1 |
Sample size |
1Average estimated annual gross income reflects the annual pre-tax estimate of family income for each account holder ascertained by JPMorgan Chase using individual, third-party, and zip code-level data.
Source: JPMorgan Chase Institute
© 2018 JPMorgan Chase & Co.